December 13, 2018

Forgive me but this has nothing to do with Brexit and the trials and tribulations of Mrs May but rather our Scottish Budget. What a day to hide bad news!

Did I hear anything in the news about ADS? Not a jot.

Hidden away, this increase in ADS to an eye watering 4% could b...

December 12, 2018

Well, if you had told me three years ago that I would have changed career and started a business by the end of 2018 , I'd have been telling you that you needed your head examined.

But here we are and not only that but we have just secured our first premises with the ass...

December 11, 2018

So they told us that you had to hard wire your smoke alarms !

Now they are about to tell us that from February 2019, we can rely upon battery operated alarms so long as they are powered by a sealed-in battery with a 10 year lifespan.

In this time of unprecedented U turns...

November 28, 2018

Everyone has a catchphrase or slogan, from those in the public eye to even your accountant. A day does not go by without me seeing a new dog walking business trawling the depths of bad #punery that would even have your local high street hairdresser roll their eyes....

November 20, 2018

So we made the step into the unknown a little over 3 months ago. The good news is that we have hit the ground running and the pipeline continues to grow ever stronger as the weeks progress. In an industry such as ours, the pipeline is the most important gauge of the fu...

September 25, 2018

Property investors should be aware of the small print when dealing with mortgage lenders and especially those investors that have decided to go down the limited company route.

We are finding that the lenders are being incredibly picky about the criteria. I wonder if thi...

September 21, 2018

Wouldn't it be great to have a company that sold products that were not only bought by your clients but they then evangalised about your company to the extent that they set up separate groups to eulogise about the benefits of being conected to your company. Sounds fanc...

September 2, 2018

Dealing with a deposit for a purchase is relatively straight forward where an individual is buying - even if the funds are not coming from the buyer. Generally most of the banks will be ok with The Bank of Mum and Dad handing over the dosh as long as they sign off that...

August 23, 2018

I follow the Boston Red Sox in the American Baseball League and am always astonished at the number of games that are played in a season. Nearly 180 in a 6 month season if your team makes the play offs. It is no wonder that they have some strict rules in place to make s...

July 8, 2018

They said that you have to go to Largs.

What a place! Wait till you get there. You'll think that it is the best. "What's it like?" I enquired. Just get there and you'll see. And with that I bought my ticket at Central and got on the train. It was packed. Standing room o...

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. BRICKS AND MORTAR MORTGAGES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.