March 19, 2020

A raft of e mails from many lenders today outlining the terms of the mortgage holiday. Landlords with BTL mortgages will get holiday if their tenant has difficulty paying their rent because of the Corona Virus. Each lender is stating that their customers should contact...

March 17, 2020

Nobody has come out and said categorically that they will give a blanket waiver on mortgage payments. I see that Italy have suspended mortgage payments..............

March 16, 2020

Distractions are everywhere. Just think how much more productive we would be if we avoided them. Being intentional and having a plan at the start of the day gives me as good a chance as any to get stuff done.

March 16, 2020

Cash is king in uncertain times and we are seeing this here at BMM. One client coming back to us to reconsider getting a mortgage having previously decided a cash purchase is best.

March 15, 2020

The banks have only reduced the variable rate. Not seeing any new fixed rate deals out there? Are the banks taking the view that this will be a short term drop in rates and they will return as soon as we get over the Covid 19?

March 13, 2020

Back in the old days, you used to be able to get "Hunting Licences" - this is "Hunting Licence Lite" where you get pre approval for future purchase meaning less docs for each application

March 10, 2020

It is surprising how often that little extra income pushes a mortgage from being unaffordable to affordable in the eyes of a lender

March 9, 2020

PM if you want to know who can lend on minimal or no income

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YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. BRICKS AND MORTAR MORTGAGES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.