So there we have it. With one hand they give (extending mortgage offers by 3 months) and then the next moment the take (removing mortgage products with high LTV). The banks have done it again in sending out mixed messages to the public. This afternoon a great number of lenders have removed products with loan to values higher than 85%. It's worse if you want to buy a flat! Some lenders have closed for new business and are not accepting any new business and let's not start on BTL. What a bloody mess!