Don't engage.................


Stay off the phone! You are not going to change things and if it's something really important then your mother will call you. Endless scrolling through BBC newsfeed is not doing you any good. Put the phone down and stick to the plan. Stick to the stuff that you can control however minor.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. BRICKS AND MORTAR MORTGAGES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.