What am I going to spend my money on?
So they gave us the life jacket of Mortgage Holidays - that was nice of them! Now they are playing hardball on affordabilty. Yes I understand that there is going to be a potential issue with regards to affordability if you lose 20% of your salary but we are all staying at home, not spending money, not going out to the pub, restaurants, cinema etc. Is there not a case for saying that one balances the other out?