Taking a Mortgage Holiday means that you are looking to make cutbacks on your spending. But what if your fixed rate is going to be coming up for review during the Mortgage Holiday, can you negotiate a new deal with your current lender rather than end up on the bank's standard variable deal? Goods news today in that TSB are the latest lender to agree that you could do a rate switch in these circumstances. It is really important that all the banks allow this as there has already been 1.2million mortgage holidays granted and these have tripled in the last two weeks according to UK Finance. If you need a hand then give me a shout.