WHICH SERVICE DO YOU NEED?

We offer a wide range of services to help you on your journey though purchase, remortgage and eventual sale of your property. First time buyer, home mover and investor will all benefit for the services that we offer. We want to ensure that you only have to make the one call to deal with mortgage , insurance and legals.

MORTGAGES

We are able to source mortgages from the whole market and offer a full range of products from each lender. So if you need a fixed rate, capped rate, discount rate, tracker, buy to let, lifetime or off set mortgage, we will be able to help. We can also source commercial mortgages for you to!

INCOME PROTECTION

Employing staff is expensive and many employers try and save costs when their staff are off sick by not paying them. Have you checked your contract of employment? If your employer does not pay your salary when you are off sick have you considered how the mortgage is going to get paid? An Income Protection policy may be the answer.

LIFE INSURANCE

If you are a couple buying a property then this is a no brainer. You need to make sure that in the worse case scenario that your significant other is not left worrying about how to pay the mortgage when you are not there. There are choices of cover to dovetail with the length of the mortgage and we will explain the options

BUILDINGS and CONTENTS

An absolute must in the eyes of your mortgage lender. You need to make sure that you have sufficient cover to rebuild the property. It may surprise you that the price you paid is not the cost of rebuild. It is likely to be more and could surprisingly be less than what you paid for it. Let us take the hassle out of dealing with the opera singer and those rodents.

CRITICAL ILLNESS

A must have for those who are single and buying a property. So many of us live from pay cheque to pay cheque and have nothing in place in the event of a critical illness. Make sure that you have the necessary cover in place. Cheaper premiums the younger you are.

LEGAL ADVICE

I am a qualified solicitor with 20+ years experience in residential conveyancing. Through a consultancy agreement with a respected legal firm I can negotiate your purchase, note an interest and make offers for you. Once we agree the heads of terms then the 9-5 work is carried out by staff within the legal firm of which I oversee.  

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. BRICKS AND MORTAR MORTGAGES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.