September 11, 2020

As I have said before, 90% LTV deals are like hen's teeth so when a lender breaks rank and offers one then stand back and hope they can cope with the surge of applications. TSB have been clever and pitched this at a 5 year fixed and are closing the doors on the deal to...

July 31, 2020

You would have thought that paying £15K over the Home Report value on a £220K property would guarantee success at a closing date? Not in this market! It's utterly bonkers out there at the moment. There is absolutely no sense of impending doom as prices race away. If yo...

July 13, 2020

BREAKING - So Nationwide Building Society are about to break cover next week and launch a 90% deal. The buoyancy of the market has led to this so that NBS can cash in on unprecedented demand in the market stoked by the Stamp Duty cut. If they are about to launch then e...

July 9, 2020

I do like a bit of "Catchphrase". Mulhern so much better than Roy Walker. Not sure the market really needs this at the moment. No need to stoke what is becoming an overheated market already! Surely better when the clocks go back, furlough is removed, redundancies start...

June 29, 2020

So it is a Manic Monday! Spoken to a couple of estate agents and the phones are going off the hook. One agent told me that they had 21 offers at a closing date and another said that they had a bid £60K in excess of HR. Bonkers! Just watch because no one knows how long...

June 25, 2020

So here is the dilemma. Your kids want to buy a property but they don't have a deposit and you can't help them out. Borrowing has become more difficult since lock down with very little lending at 90% and above so what can they do? Have a think about The First Home Fund...

June 24, 2020

Those of us in the property space are counting down the days until the 29th of June which is the date when we enter the next phase of Lockdown Exit. You will be able to go and view properties for renting or buying, valuations will be allowed and you can pop into your e...

June 17, 2020

This is getting ridiculous. Coventry Building Society have a 90% deal on for a week, Accord release a 90% deal then withdraw it after a couple of days then today release it again and to cap to all HSBC are only releasing a certain amount of money at 90% and if you're n...

June 10, 2020

Looks like the mortgage market is in a bit of a melt down at the moment. As we move towards 18th June and the talk being that estate agent will be back open, the pent up demand is leading to problems. There simply are not enough lenders lending at the higher rates of L...

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