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    CURRENT BEST MORTGAGE RATES
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    • All Posts (23) 23 posts
    • CREDIT ISSUES (2) 2 posts
    • AFFORDABILITY (6) 6 posts
    • INCOME (4) 4 posts
    • AGE (0) 0 posts
    • PROPERTY (0) 0 posts
    • CAN I GET A MORTGAGE IF ..........? (13) 13 posts
    • MORTGAGE RATES (0) 0 posts
    • BTL (5) 5 posts
    • PODCAST (4) 4 posts
    Can I get a mortgage on a fixed term contract?
    Jonathan
    • Apr 25, 2021
    • 2 min

    Can I get a mortgage on a fixed term contract?

    I guess that when you get offered employment your first hope is that the offer of employment is on a permanent basis but there are some...
    646 views0 comments
    Can I get a mortgage on a zero hours contract?
    Jonathan
    • Mar 30, 2021
    • 2 min

    Can I get a mortgage on a zero hours contract?

    The gig economy is huge whether it be buying a Big Mac, ordering a Domino’s Pizza, or getting your next Amazon delivery. We might not...
    26 views0 comments
    Can I get a mortgage - it's above commercial premises?
    Jonathan
    • Mar 14, 2021
    • 3 min

    Can I get a mortgage - it's above commercial premises?

    Let me explain what the lenders are looking at when they decide to lend over commercial premises
    248 views0 comments
    Can I get an Offset Mortgage - What's that?
    Jonathan
    • Mar 4, 2021
    • 3 min

    Can I get an Offset Mortgage - What's that?

    The offset mortgage is probably the best-kept secret in the mortgage world. Very powerful. Let me explain.........
    46 views0 comments
    Can I get a mortgage? I've only got a 5% deposit
    Jonathan
    • Feb 25, 2021
    • 3 min

    Can I get a mortgage? I've only got a 5% deposit

    We explain the First Home Fund, the £25K loan from the Scottish Government. Explain the process that is involved and the pros and cons
    31 views0 comments
    Can I get a BTL mortgage - Limited Company
    Jonathan
    • Feb 22, 2021
    • 4 min

    Can I get a BTL mortgage - Limited Company

    Think long before investing in a limited company Buy to Let. Red tape, additional costs, and who knows - the government could change rules!
    105 views0 comments
    Can I get a mortgage? - it's got cladding
    Jonathan
    • Feb 10, 2021
    • 4 min

    Can I get a mortgage? - it's got cladding

    Cladding is and will remain an issue until all properties are rid of the defects. Here we explore what you will face if you want to buy
    1,849 views0 comments
    Can I get a BTL mortgage - I've not got much income
    Jonathan
    • Feb 4, 2021
    • 4 min

    Can I get a BTL mortgage - I've not got much income

    BTL is more about rental income than it is about your income. Some lenders have no minimum income requirements
    137 views0 comments
    Can I get a mortgage - I own a company
    Jonathan
    • Jan 26, 2021
    • 4 min

    Can I get a mortgage - I own a company

    Lenders are looking at income to calculate how much they are going to lend to you. Where you are employed ie PAYE then it is pretty...
    34 views1 comment
    Can I get a mortgage - I've missed a mortgage payment
    Jonathan
    • Jan 17, 2021
    • 3 min

    Can I get a mortgage - I've missed a mortgage payment

    Let's face it this is not a good start. The lenders want to know that you are going to be a decent bet to pay your new mortgage on time...
    45 views0 comments
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    • Affordability (7) 7 posts
    • Buy to Let (4) 4 posts
    • Cladding (2) 2 posts
    • Coaching (1) 1 post
    • Commercial Premises (1) 1 post
    • Credit Report (1) 1 post
    • Criteria (7) 7 posts
    • Dividend (1) 1 post
    • First Time Buyer (1) 1 post
    • Fixed Term Contract (2) 2 posts
    • LTD Buy to Let (1) 1 post
    • Minimum Income (1) 1 post
    • Missed payments (2) 2 posts
    • Offset Mortgage (1) 1 post
    • Property Market (1) 1 post
    • Self Employed (2) 2 posts
    YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. BRICKS AND MORTAR MORTGAGES LIMITED IS AUTHORISED AND REGULATED BY THE FINANCIAL CONDUCT AUTHORITY.