I guess that when you get offered employment your first hope is that the offer of employment is on a permanent basis but there are some...

The gig economy is huge whether it be buying a Big Mac, ordering a Domino’s Pizza, or getting your next Amazon delivery. We might not...

Let me explain what the lenders are looking at when they decide to lend over commercial premises

The offset mortgage is probably the best-kept secret in the mortgage world. Very powerful. Let me explain.........

We explain the First Home Fund, the £25K loan from the Scottish Government. Explain the process that is involved and the pros and cons

Think long before investing in a limited company Buy to Let. Red tape, additional costs, and who knows - the government could change rules!

Cladding is and will remain an issue until all properties are rid of the defects. Here we explore what you will face if you want to buy

BTL is more about rental income than it is about your income. Some lenders have no minimum income requirements

Lenders are looking at income to calculate how much they are going to lend to you. Where you are employed ie PAYE then it is pretty...

Let's face it this is not a good start. The lenders want to know that you are going to be a decent bet to pay your new mortgage on time...