The offset mortgage is probably the best-kept secret in the mortgage world. Very powerful. Let me explain.........

We explain the First Home Fund, the £25K loan from the Scottish Government. Explain the process that is involved and the pros and cons

Think long before investing in a limited company Buy to Let. Red tape, additional costs, and who knows - the government could change rules!

Cladding is and will remain an issue until all properties are rid of the defects. Here we explore what you will face if you want to buy

BTL is more about rental income than it is about your income. Some lenders have no minimum income requirements

Lenders are looking at income to calculate how much they are going to lend to you. Where you are employed ie PAYE then it is pretty...

Let's face it this is not a good start. The lenders want to know that you are going to be a decent bet to pay your new mortgage on time...

Getting a mortgage is very much about convincing the lenders that you are a good bet that you will not default on the payments. It is for...

Getting a mortgage is not just about how much money you earn. It's as much about what you spend that income on as it is about income!...

With us now coming to nearly the anniversary of the first lock down, so much has changed in the land of work. With so many employers now...